Are you a small business owner? If you have established a good credit rating for yourself, you should consider getting a business cloned credit cards for sale. There are many business credit card programs that you can check out. Business credit card offers include low APR, zero introductory interest rates, balance transfer options and rewards in the form of airline miles and cash backs. And if your small business sends you traveling frequently, you can get travel discounts on cars, hotels, travel insurance, and even restaurants when you use a business credit card.
If you have credit history that is better than normal, you may be able to avail of a business credit card that has lower interest rate and higher credit limit as compared to other cards. As a business owner, you tend to spend more and maintain higher credit card balance than the average credit card user. This is the reason many credit card companies are willing to offer you better rates and benefits.
A business credit card is handy when it comes to small and large expenses. You can use a business credit card for items like office furniture or stationary supplies. With a business credit card, you won’t need to maintain a small cash account anymore. Since a business credit card has a higher credit limit than a standard credit card, you can use it for unforeseen expenditures and pay it off as soon as you have the cash.
Having a business credit card becomes incredibly useful when tax filing comes around. This is because almost all companies that provide business credit cards also offer free quarterly or annual reports categorizing all your expenses. Come tax time, this convenience allows you to keep a tab on your cash flow and separate your business expenditures from personal expenditures. The customer service available for business credit card holders is far more superior to any other service. Companies provide many 800 customer service numbers for business credit card holders to make sure that they maintain business owners as customers.
If you have employees, you can issue business credit cards for them too. You or your authorized representative can specify additional credit card holders. Each of them will be given different account numbers but all are hooked up to the main business credit card account. With this kind of setup, you can easily track and manage the expenditures of your employees. You also would be able to find out if anyone is misusing company funds or abusing his or her credit card.
To cancel any account, a simple phone call to customer service would suffice. Canceling an account will not affect the primary business account. However, as the primary account holder, you remain responsible for charges made on other accounts. One way you can deal with this potential problem is to issue pre-paid cards to your employees. You can load the cards with a specific amount, automatically setting the card’s upper spending limit.
